For Your Information
Rates
Rates Accurate as of June 13, 2013.
APY = Annual Percentage Yield. Fees may reduce earnings.
Business Checking Accounts
| Product | Minimum Required Opening Deposit | Minimum to obtain the APY | Interest Rate | APY |
|---|---|---|---|---|
| NOW Checking sole proprietorships/non profit groups | $200.00 | Any balance | 0.05% | 0.05% |
Business Savings Accounts
| Product | Minimum Required Opening Deposit | Minimum to obtain the APY | Interest Rate | APY |
|---|---|---|---|---|
| Money Market | $2,500.00 | $0.00 - $1,499.99 $1,500.00 - $24,999.99 $25,000.00 - $99,999.99 $100,000.00 - $499,999.99 $500,000.00 and up | 0.10% 0.10% 0.10% 0.40% 0.45% | 0.10% 0.10% 0.10% 0.40% 0.45% |
| Savings Account | $200.00 | Any balance | 0.05% | 0.05% |
Business CD Terms
| Term | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 6 Month | $1,000.00 | 0.15% | 0.15% |
| 12 Month | $1,000.00 | 0.20% | 0.20% |
| 18 Month | $500.00 | 0.25% | 0.25% |
| 24 Month | $500.00 | 0.25% | 0.25% |
| 36 Month | $500.00 | 0.45% | 0.45% |
| 48 Month | $500.00 | 0.50% | 0.50% |
Personal Checking Accounts
| Product | Minimum Required Opening Deposit | Minimum to obtain the APY | Interest Rate | APY |
|---|---|---|---|---|
| Prime Advantage | $100.00 | $100.00 - $2,499.99 $2,500.00 - $24,999.99 $25,000.00 - $74,999.99 $75,000.00 - $99,999.99 $100,000.00 - $199,999.99 $200,000.00 - $499,999.99 $500,000.00 and up | 0.05% 0.05% 0.05% 0.05% 0.05% 0.10% 0.10% | 0.05% 0.05% 0.05% 0.05% 0.05% 0.10% 0.10% |
| Prime 50 | $100.00 | $100.00 - $2,499.99 $2,500.00 - $24,999.99 $25,000.00 - $74,999.99 $75,000.00 - $99,999.99 $100,000.00 - $199,999.99 $200,000.00 - $499,999.99 $500,000.00 and up | 0.05% 0.05% 0.05% 0.05% 0.05% 0.10% 0.10% | 0.05% 0.05% 0.05% 0.05% 0.05% 0.10% 0.10% |
Personal Savings Accounts
| Product | Minimum Required Opening Deposit | Minimum to obtain the APY | Interest Rate | APY |
|---|---|---|---|---|
| Money Market | $2,500.00 | $0.00 - $1,499.99 $1,500.00 - $24,999.99 $25,000.00 - $99,999.99 $100,000.00 - $499,999.99 $500,000.00 and up | 0.10% 0.10% 0.10% 0.40% 0.45% | 0.10% 0.10% 0.10% 0.40% 0.45% |
| Personal Savings | $100.00 | Any balance | 0.05% | 0.05% |
| Minor Account | $25.00 | Any balance | 0.05% | 0.05% |
Personal CD Terms
| Term | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 3 Month | $1,000.00 | 0.10% | 0.10% |
| 6 Month | $1,000.00 | 0.15% | 0.15% |
| 12 Month | $1,000.00 | 0.20% | 0.20% |
| 18 Month | $500.00 | 0.25% | 0.25% |
| 24 Month | $500.00 | 0.25% | 0.25% |
| 36 Month | $500.00 | 0.45% | 0.45% |
| 48 Month | $500.00 | 0.50% | 0.50% |
A penalty will be imposed for early withdrawal of CDs.
The interest rate and APY may change after account opening.
Daily balance: The amount of the principal in the account each day.
Fees could reduce earnings. For current rate information, please call (850) 907-2300.
Rates subject to change daily.
