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SBA Loans

SBA Loans are a great way to expand your financing options. Whether you run a start-up or are growing a small business, Prime Meridian Bank is your local SBA lender of choice for:

  • Commercial Real Estate
  • Equipment and Machinery
  • Inventory
  • Working Capital

Prime Meridian Bank offers customized solutions to provide you with flexible, affordable SBA Loans with reasonable repayment terms. All SBA Loans feature:

  • Competitive Rates
  • Longer Repayment Terms (up to 25 years, fully amortizing)
  • $250,000 to $5,000,000 in capital
  • No Balloon Payments
  • Lower Down Payments
  • Extended Terms
  • No Pre-payment Penalties for loans under 15 years

Contact us today and let us show how to get started and what Prime Meridian Bank can do to make your small business loan happen.

Additional information about SBA Loans and the U.S Small Business Administration is available at

7(a) loans are the most basic, commonly used, and flexible type of SBA loan. Your loan may be used to start a new business or to help with existing business operations, expansions or acquisitions:

  • Debt refinancing
  • Working capital
  • Machinery and equipment
  • Furniture and fixtures
  • Leasehold improvements
  • Construction financing
  • Land and building purchase
  • Inventory

This loan program was specifically designed to help stimulate economic development within communities by helping businesses grow and create jobs. Through this program we are able to provide small businesses another option to secure financing for major expansion or modernization. 504 Funds may be used to:

  • Purchase existing buildings
  • Purchase land or make land improvements
  • Build or renovate facilities
  • Purchase equipment

All loans subject to credit approval.

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850-907-2301 or 855-774-6325
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[email protected]
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