Fuel Growth with an SBA Loan.
SBA Loans are a great way to expand your financing options. Whether you run a start-up or are growing a small business, we are your local SBA lender of choice for commercial real estate, equipment and machinery, inventory, and working capital.
Have a question about your current loan or loan renewal with Prime Meridian Bank? Call us at (850) 907-2300.
Prime Meridian Bank is now MIDFLORIDA Credit Union. To provide you with the best lending experience, all new loan applications will be processed through MIDFLORIDA.
Summary
- Competitive Rates
- Longer Repayment Terms (up to 25 years, fully amortizing)
- $250,000 to $5,000,000 in capital
- No Balloon Payments
- Lower Down Payments
- Extended Terms
- No Pre-payment Penalties for loans under 15 years
Additional information about SBA Loans and the U.S Small Business Administration is available at www.sba.gov.
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SBA 7(a) Loan Program
7(a) loans are the most basic, commonly used, and flexible type of SBA loan. Your loan may be used to start a new business or to help with existing business operations, expansions or acquisitions:
- Debt refinancing
- Working capital
- Machinery and equipment
- Furniture and fixtures
- Leasehold improvements
- Construction financing
- Land and building purchase
- Inventory
SBA 504 Loan Program
This loan program was specifically designed to help stimulate economic development within communities by helping businesses grow and create jobs. Through this program we are able to provide small businesses another option to secure financing for major expansion or modernization. 504 Funds may be used to:
- Purchase existing buildings
- Purchase land or make land improvements
- Build or renovate facilities
- Purchase equipment
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All loans subject to credit approval.
Financial Statement Forms
Track financial health with the Personal Financial Statement spreadsheet.
Meet the Team
Chris L. Jensen, Jr.
Senior Vice President II, Commercial Loan Officer
NMLS # 779876
Phone: (850) 907-2322
Specializes In: Commercial Loans, Consumer Loans
Tyler Harris
Senior Vice President I, Commercial Loan Officer
NMLS #500764
Phone: (850) 907-2317
Specializes In: Commercial Loans, Consumer Loans
Angela Walden
Vice President, Commercial Loan Officer
NMLS #1690581
Phone (863) 417-8508 or (863) 440-1804
Specializes In: Commercial Loans
Christine Brooks
Vice President, Senior Underwriter
NMLS #1057638
Phone: (850) 907-2366
Specializes In: Commercial Loans, Consumer Loans
Philip Pomeroy
Senior Vice President II, Commercial Loan Officer
NMLS #170650
Phone: (850) 907-2346
Specializes In: New Home Construction Financing, Commercial Loans, Consumer Loans
Mesha Ware
Vice President, Senior Project Manager
NMLS #2328556
Phone: (850) 907-2357
Heather Benton
Assistant Vice President, Business Development Officer
NMLS #1528131
Phone: (850) 702-5927
Specializes In: Commercial Loans, Consumer Loans, HELOCs
Sarah Bradford
Assistant Vice President, Commercial Loan Portfolio Manager
NMLS #2533962
Phone: (850) 907-7334
Specializes In: Commercial Loans
Travis Hoffmann
Assistant Vice President, Business Development Officer
NMLS #2217680
Phone: (850) 907-2384
Specializes In: Commercial Loans
Jamie A. Hall II
Business Banking Loan Officer
NMLS #2434283
Phone: (850) 907-2300
Specializes In: Commercial Loans, Consumer Loans
Devin Starnes
Commercial Loan Portfolio Manager III
NMLS #2372977
Phone: (850) 907-2326
Specializes In: Commercial Loans
Sarah Medina
Business Banking Loan Officer
NMLS #1283690
Phone: (850) 907-2318
Holly Hensarling
Construction Loan Administrator II
Phone: (850) 907-2396
Specializes In: Construction Lending
Hailey Parker
Construction Loan Administrator I
Phone: (850) 907-2307
Specializes In: Construction Lending
Justin Johnson
Commercial Loan Portfolio Manager I
NMLS #2663799
Phone: (850) 907-7199
Specializes In: Commercial Loans, Consumer Loans, Construction Loans
Arden Fernandez
Vice President, Treasury Management Officer
Phone: (850) 907-2367
Brianna Williams, CTP
Vice President, Treasury Management Officer
Phone: (850) 907-2358
Sarah McDonald, AAP
Treasury Banker
Phone: (850) 907-2324
Patrick Baker
Treasury Management Support Specialist
Phone: (850) 907-7619
Mary Stafford
Vice President, Business Development Officer
NMLS #1081167
Phone: (850) 907-2365
Mike Chavez
Part Time Business Development Officer
NMLS #463278
Phone: (850) 907-2368
Melissa Hargroves
Indirect Underwriter
Phone: (863) 417-2265
April Carlson
Relationship Banker
Phone: (863) 417-8504 or (863) 417-2265
Laura Jo Hewitt
Senior Vice President I, Mortgage Origination
NMLS #775253
Phone: (850) 907-2344
Specializes In: Home Mortgages, Construction Perm Loans
Christie Powis Homola
Outside Loan Originator
NMLS #658187
Phone: (850) 907-2334
Specializes In: Home Mortgages, Construction Perm Loans
April Brueckheimer Dean
Outside Loan Originator
NMLS #1303118
Phone: (850) 907-2338
Specializes In: Home Mortgages, Construction Perm Loans
Lisa Munroe
Outside Loan Originator
NMLS #1958829
Phone: (850) 556-5906
Specializes In: Home Mortgages, Construction Perm Loans
Rebecca Bollmann
Outside Loan Originator
NMLS #2537259
Phone: (850) 907-2336
Specializes In: Home Mortgages, Construction Perm Loans