Rates
Rates Accurate as of January 23, 2020
APY = Annual Percentage Yield. Fees may reduce earnings.
15-Month CD Terms (Personal or Business)
| Term | Minimum Required Opening Deposit | Interest Rate |
APY |
|---|---|---|---|
| 15-Month | $50,000 | 1.50% | 1.51% |
| 15-Month | $25,000 | 1.25% | 1.26% |
A minimum deposit is required to open the 15-Month Certificate of Deposit and must be deposited as a single transaction. Must be opened with a Bank employee. No rate premiums are available with this offer. Applies to personal and business accounts. The annual percentage yield (APY) is fixed for the term of the certificate and requires all interest be added back to the CD until maturity. Subject to withdrawal limitations. Fees could reduce earnings. Early withdrawal penalty is seven months interest. Rate subject to change at any time without notice. After maturity, if you choose to roll over your CD, you will earn the rate of interest in effect at that time. Member FDIC.
Business Accounts
| Product | Minimum Required Opening Deposit | Minimum to obtain the APY | Interest Rate | APY |
|---|---|---|---|---|
| NOW Checking
sole proprietorships/non profit groups |
$200.00 | Any balance | 0.05% | 0.05% |
| Savings Account | $200.00 | Any balance | 0.05% | 0.05% |
Business Money Market Learn More
| Minimum to obtain the APY | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0.00 - $1,499.99 | $2,500.00 | 0.10% | 0.10% |
| $1,500.00 - $24,999.99 | $2,500.00 | 0.15% | 0.15% |
| $25,000.00 - $49,999.99 | $2,500.00 | 0.20% | 0.20% |
| $50,000.00 - $99,999.99 | $2,500.00 | 0.25% | 0.25% |
| $100,000.00 - $499,999.99 | $2,500.00 | 0.45% | 0.45% |
| $500,000.00 - $999,999.99 | $2,500.000 | 0.90% | 0.90% |
| $1,000,000.00 and up | $2,500.00 | 1.15% | 1.16% |
Business CD Terms Learn More
| Term | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 6 Month | $1,000.00 | 0.35% | 0.35% |
| 12 Month | $1,000.00 | 0.65% | 0.65% |
| 18 Month | $500.00 | 0.75% | 0.75% |
| 24 Month | $500.00 | 0.90% | 0.90% |
| 36 Month | $500.00 | 1.00% | 1.01% |
| 48 Month | $500.00 | 1.10% | 1.11% |
Prime Advantage Checking Learn More
| Minimum to obtain the APY | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $100.00 - $2,499.99 | $100.00 | 0.05% | 0.05% |
| $2,500.00 - $24,999.99 | $100.00 | 0.05% | 0.05% |
| $25,000.00 - $74,999.99 | $100.00 | 0.05% | 0.05% |
| $75,000.00 - $99,999.99 | $100.00 | 0.05% | 0.05% |
| $100,000.00 - $199,999.99 | $100.00 | 0.05% | 0.05% |
| $200,000.00 - $499,999.99 | $100.00 | 0.10% | 0.10% |
| $500,000.00 and up | $100.00 | 0.10% | 0.10% |
Prime 50 Checking Learn More
| Minimum to obtain the APY | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $100.00 - $2,499.99 | $100.00 | 0.05% | 0.05% |
| $2,500.00 - $24,999.99 | $100.00 | 0.05% | 0.05% |
| $25,000.00 - $74,999.99 | $100.00 | 0.05% | 0.05% |
| $75,000.00 - $99,999.99 | $100.00 | 0.05% | 0.05% |
| $100,000.00 - $199,999.99 | $100.00 | 0.05% | 0.05% |
| $200,000.00 - $499,999.99 | $100.00 | 0.10% | 0.10% |
| $500,000.00 and up | $100.00 | 0.10% | 0.10% |
Personal Money Market Learn More
| Minimum to obtain the APY | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0.00 - $1,499.99 | $2,500.00 | 0.10% | 0.10% |
| $1,500.00 - $24,999.99 | $2,500.00 | 0.15% | 0.15% |
| $25,000.00 - $49,999.99 | $2,500.00 | 0.20% | 0.20% |
| $50,000.00 - $99,999.99 | $2,500.00 | 0.25% | 0.25% |
| $100,000.00 - $499,999.99 | $2,500.00 | 0.45% | 0.45% |
| $500,000.00 - $999,999.99 | $2,500.00 | 0.90% | 0.90% |
| $1,000,000.00 and up | $2,500.00 | 1.15% | 1.16% |
Personal Savings Accounts
| Product | Minimum Required Opening Deposit | Minimum to obtain the APY | Interest Rate | APY |
|---|---|---|---|---|
| Personal Savings | $100.00 | Any balance | 0.05% | 0.05% |
| Minor Account | $25.00 | Any balance | 0.05% | 0.05% |
Personal CD Terms Learn More
| Term | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 3 Month | $1,000.00 | 0.20% | 0.20% |
| 6 Month | $1,000.00 | 0.35% | 0.35% |
| 12 Month | $1,000.00 | 0.65% | 0.65% |
| 18 Month | $500.00 | 0.75% | 0.75% |
| 24 Month | $500.00 | 0.90% | 0.90% |
| 36 Month | $500.00 | 1.00% | 1.01% |
| 48 Month | $500.00 | 1.10% | 1.11% |
A penalty will be imposed for early withdrawal of CDs.
The interest rate and APY may change after account opening.
Daily balance: The amount of the principal in the account each day.
Fees could reduce earnings. For current rate information, please call (850) 907-2300.
Rates subject to change daily.