For Your Information

Rates

Rates Accurate as of March 21, 2019

APY = Annual Percentage Yield. Fees may reduce earnings.

Fee Schedule

15-Month CD Terms (Personal or Business)

Term Minimum Required Opening Deposit Interest
Rate
APY
15 Month

$50,000

2.50% 2.53%

A minimum $50,000 deposit is required to open the 15-month Certificate of Deposit and must be deposited as a single transaction. Must be opened with a Bank employee. No rate premiums are available with this offer. Applies to personal and business accounts. The annual percentage yield (APY) is fixed for the term of the certificate and requires all interest be added back to the CD until maturity. Subject to withdrawal limitations. Fees could reduce earnings. Early withdrawal penalty is seven months interest. Rate subject to change at any time without notice. After maturity, if you choose to roll over your CD, you will earn the rate of interest in effect at that time. Member FDIC.

Business Accounts

ProductMinimum Required Opening DepositMinimum to obtain the APYInterest RateAPY
NOW Checking

sole proprietorships/non profit groups

$200.00 Any balance 0.05% 0.05%
Savings Account $200.00 Any balance 0.05% 0.05%

Business Money Market

Minimum to obtain the APY Minimum Required Opening Deposit Interest Rate APY
$0.00 - $1,499.99 $2,500.00 0.10% 0.10%
$1,500.00 - $24,999.99 $2,500.00 0.35% 0.35%
$25,000.00 - $49,999.99 $2,500.00 0.40% 0.40%
$50,000.00 - $99,999.99 $2,500.00 0.50% 0.50%
$100,000.00 - $499,999.99 $2,500.00 0.75% 0.75%
$500,000.00 - $999,999.99 $2,500.00 1.00% 1.01%
$1,000,000.00 and up $2,500.00 1.15% 1.16%

Business CD Terms

TermMinimum Required Opening DepositInterest RateAPY
6 Month $1,000.00 0.50% 0.50%
12 Month $1,000.00 1.00% 1.01%
18 Month $500.00 1.20% 1.21%
24 Month $500.00 1.30% 1.31%
36 Month $500.00 1.40% 1.41%
48 Month $500.00 1.50% 1.51%

Prime Advantage Checking

Minimum to obtain the APY Minimum Required Opening Deposit Interest Rate APY
$100.00 - $2,499.99 $100.00 0.05% 0.05%
$2,500.00 - $24,999.99 $100.00 0.05% 0.05%
$25,000.00 - $74,999.99 $100.00 0.05% 0.05%
$75,000.00 - $99,999.99 $100.00 0.05% 0.05%
$100,000.00 - $199,999.99 $100.00 0.05% 0.05%
$200,000.00 - $499,999.99 $100.00 0.10% 0.10%
$500,000.00 and up $100.00 0.10% 0.10%

Prime 50 Checking

Minimum to obtain the APY Minimum Required Opening Deposit Interest Rate APY
$100.00 - $2,499.99 $100.00 0.05% 0.05%
$2,500.00 - $24,999.99 $100.00 0.05% 0.05%
$25,000.00 - $74,999.99 $100.00 0.05% 0.05%
$75,000.00 - $99,999.99 $100.00 0.05% 0.05%
$100,000.00 - $199,999.99 $100.00 0.05% 0.05%
$200,000.00 - $499,999.99 $100.00 0.10% 0.10%
$500,000.00 and up $100.00 0.10% 0.10%

Personal Money Market

Minimum to obtain the APY Minimum Required Opening Deposit Interest Rate APY
$0.00 - $1,499.99 $2,500.00 0.10% 0.10%
$1,500.00 - $24,999.99 $2,500.00 0.35% 0.35%
$25,000.00 - $49,999.99 $2,500.00 0.40% 0.40%
$50,000.00 -$99,999.99 $2,500.00 0.50% 0.50%
$100,000.00 - $499,999.99 $2,500.00 0.75% 0.75%
$500,000.00 - $999,999.99 $2,500.00 1.00% 1.01%
$1,000,000.00 and up $2,500.00 1.15% 1.16%

Personal Savings Accounts

ProductMinimum Required Opening DepositMinimum to obtain the APYInterest RateAPY
Personal Savings $100.00 Any balance 0.05% 0.05%
Minor Account $25.00 Any balance 0.05% 0.05%

Personal CD Terms

TermMinimum Required Opening DepositInterest RateAPY
3 Month $1,000.00 0.35% 0.35%
6 Month $1,000.00 0.50% 0.50%
12 Month $1,000.00 1.00% 1.01%
18 Month $500.00 1.20% 1.21%
24 Month $500.00 1.30% 1.31%
36 Month $500.00 1.40% 1.41%
48 Month $500.00 1.50% 1.51%

A penalty will be imposed for early withdrawal of CDs.

The interest rate and APY may change after account opening.

Daily balance: The amount of the principal in the account each day.

Fees could reduce earnings. For current rate information, please call (850) 907-2300.

Rates subject to change daily.