For Your Information

Rates

Rates Accurate as of  November 21, 2018.

APY = Annual Percentage Yield. Fees may reduce earnings.

Fee Schedule

10th Anniversary CD Terms (Personal or Business)

Term Minimum Required Opening Deposit Interest
Rate
APY
15 Month

$50,000
(Click for Details)

2.25% 2.27%

Business Accounts

ProductMinimum Required Opening DepositMinimum to obtain the APYInterest RateAPY
NOW Checking

sole proprietorships/non profit groups

$200.00 Any balance 0.05% 0.05%
Savings Account $200.00 Any balance 0.05% 0.05%

Business Money Market

Minimum to obtain the APY Minimum Required Opening Deposit Interest Rate APY
$0.00 - $1,499.99 $2,500.00 0.10% 0.10%
$1,500.00 - $24,999.99 $2,500.00 0.35% 0.35%
$25,000.00 - $49,999.99 $2,500.00 0.40% 0.40%
$50,000.00 - $99,999.99 $2,500.00 0.50% 0.50%
$100,000.00 - $499,999.99 $2,500.00 0.75% 0.75%
$500,000.00 - $999,999.99 $2,500.00 1.00% 1.01%
$1,000,000.00 and up $2,500.00 1.15% 1.16%

Business CD Terms

TermMinimum Required Opening DepositInterest RateAPY
6 Month $1,000.00 0.50% 0.50%
12 Month $1,000.00 1.00% 1.01%
18 Month $500.00 1.20% 1.21%
24 Month $500.00 1.30% 1.31%
36 Month $500.00 1.40% 1.41%
48 Month $500.00 1.50% 1.51%

Prime Advantage Checking

Minimum to obtain the APY Minimum Required Opening Deposit Interest Rate APY
$100.00 - $2,499.99 $100.00 0.05% 0.05%
$2,500.00 - $24,999.99 $100.00 0.05% 0.05%
$25,000.00 - $74,999.99 $100.00 0.05% 0.05%
$75,000.00 - $99,999.99 $100.00 0.05% 0.05%
$100,000.00 - $199,999.99 $100.00 0.05% 0.05%
$200,000.00 - $499,999.99 $100.00 0.10% 0.10%
$500,000.00 and up $100.00 0.10% 0.10%

Prime 50 Checking

Minimum to obtain the APY Minimum Required Opening Deposit Interest Rate APY
$100.00 - $2,499.99 $100.00 0.05% 0.05%
$2,500.00 - $24,999.99 $100.00 0.05% 0.05%
$25,000.00 - $74,999.99 $100.00 0.05% 0.05%
$75,000.00 - $99,999.99 $100.00 0.05% 0.05%
$100,000.00 - $199,999.99 $100.00 0.05% 0.05%
$200,000.00 - $499,999.99 $100.00 0.10% 0.10%
$500,000.00 and up $100.00 0.10% 0.10%

Personal Money Market

Minimum to obtain the APY Minimum Required Opening Deposit Interest Rate APY
$0.00 - $1,499.99 $2,500.00 0.10% 0.10%
$1,500.00 - $24,999.99 $2,500.00 0.35% 0.35%
$25,000.00 - $49,999.99 $2,500.00 0.40% 0.40%
$50,000.00 -$99,999.99 $2,500.00 0.50% 0.50%
$100,000.00 - $499,999.99 $2,500.00 0.75% 0.75%
$500,000.00 - $999,999.99 $2,500.00 1.00% 1.01%
$1,000,000.00 and up $2,500.00 1.15% 1.16%

Personal Savings Accounts

ProductMinimum Required Opening DepositMinimum to obtain the APYInterest RateAPY
Personal Savings $100.00 Any balance 0.05% 0.05%
Minor Account $25.00 Any balance 0.05% 0.05%

Personal CD Terms

TermMinimum Required Opening DepositInterest RateAPY
3 Month $1,000.00 0.35% 0.35%
6 Month $1,000.00 0.50% 0.50%
12 Month $1,000.00 1.00% 1.01%
18 Month $500.00 1.20% 1.21%
24 Month $500.00 1.30% 1.31%
36 Month $500.00 1.40% 1.41%
48 Month $500.00 1.50% 1.51%

A penalty will be imposed for early withdrawal of CDs.

The interest rate and APY may change after account opening.

Daily balance: The amount of the principal in the account each day.

Fees could reduce earnings. For current rate information, please call (850) 907-2300.

Rates subject to change daily.